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Yes, absolutely. According to Florida statute 627.0629 regarding residential property insurance, all insurance companies that provide homeowner’s insurance to residents in Florida must offer a discount for dwellings that have effective windstorm protective system installed.In order to obtain the discounts or credits, all of the house openings must be protected. Homeowners with questions about mitigation should contact their insurance agents to make sure they are receiving proper credit for any steps taken to strengthen their home.

Yes, absolutely. Impact windows and doors can be configured with low emissivity glass (commonly known as LowE) to significantly improve energy efficiency.

Impact windows and doors have shatter-resistant glass securely fastened to a heavy duty aluminum frame. The impact-resistant glazing consists of two layers of annealed or tempered glass bonded to an intermediate layer of a shatter-proof membrane. This membrane is typically made of Polyvinyl Butyral (PVB), a plastic film which varies from .015 to .090 inches in thickness, depending on the design pressures needed. If the outer glass breaks, the shattered pieces will adhere to the PVB film. In contrast, standard-glass windows are made of standard float glass that, when broken, will fracture in large sharp shards.

For a window or door system to be considered impact-resistant certified, it must meet testing standards set forth by the American Society for Testing and Materials (ASTM). One of the most rigorous requirements comes from the Florida Building Code which, given the increase in frequency and strength of hurricanes in recent years, has incorporated many of the lessons learned from prior hurricane-driven disasters. The Florida Building Code, for example, requires that every exterior opening in a structure be protected against wind-borne debris. This protection can be accomplished by either storm shutters or by impact-resistant windows and doors. To learn whether a product is considered impact resistant, ask your window dealer for a copy of the Notice of Acceptance (NOA) issued by Miami-Dade County. The NOA is the document issued by the County which provides specific information, including dimensions, parts, materials, accessories and installation guidelines, about the particular product in question. The NOA certifies whether the product has passed the impact-resistant test. This product also sets forth an expiration date until which the approval has been issued for. NOAs can be downloaded at the Miami-Dade County’s website.

Windows play a crucial role in maintaining the building envelope of a structure. A broken window can easily be the trigger for a massive destruction of a structure during sustained hurricane forces. When high-speed winds enter a house, they create a significant difference in inside/outside air pressure. When this difference occurs, the structure is most likely to lose its roof in order to provide a way out to the sustained pressure. It is widely known now that when a structure loses a window and allows for a point of entry to the wind, massive destruction will follow.